Privacy Policy

Last Updated: January 2026

At amortization-calc.net , we value your data privacy and we are committed to protect the data that you share with us. This Privacy Policy page explains you what information are collected and how they are used and what are your rights that you have under the data protection laws such as GDPR (General Data Protection Regulation), CCPA (California Consumer Privacy Act).

1. Information We Collect

We do not store any data directly, but third-party tools like Google Analytics, Google Adsense and other may keep the following records :

• Non-personal usage data such as pages visited over this website, the device type and the referring URLS.
• Cookies or analytics data to provide the user experience data to the website owner, so that it can be improved.
• Optional contact information to contact through email voluntarily, we may keep your email addresses for future communication.

We do not collect your financial information or the sensitive data that you share with us while use this website.

2. How Your Information Is Used

Your information is used by third pary tools for:

• Improving the website's performance and use the recommendations for better user experience.
• Collecting your information to maintain the security of this website and safeguard it against vulnerabilities.
• Responding the emails that you use to contact us
• Analytics tools like Google Analytics to report site traffic, uses, page views, device visited, etc.

3. Cookies & Analytics

We may use cookies or third party analytics tools such (Google Analytics) and Google Adsense to understand the user behavior, website traffic and improve the user experience.

4. Data Security

We take all sort of steps to keep your data safe. However, the website owner does not gurantees the 100% data protection. So, it is recommended to use the sensative data cautiously.

5. Data Retention

We only keep data like email contacts to respond to emails but the third-pary tools like Google Analytics may keep the data for a longer time.

6. Your Rights Under GDPR

If you are situated in the European Union, you hold the rights under GDPR compliances to:

• Access the personal data that we retain about you
• Request correction or deletion of any data that we may hold
• object or restrict any data provided here
• Request data portability
• Withdraw consent where there it is applicable

7. Your Rights Under CCPA

For user situated in California, you have the right to:

• Request the disclousre of your personal data that we hold about you.
• Request to delete your personal data stored with us
• Opt-out of saling the personal data (We do not sale any data)
• Non-discrimination for exercising your privacy rights

We do not sell, trade, or rent personal information to third parties.

8. Children’s Privacy

This website is not intended for children under 13. We do not knowingly collect data from minors.

9. Third-Party Links

This website may contain links to external website but we are not responsible for the privacy practices of those websites.

10. Updates to This Policy

We might update the privacy policy of this website from time to time.

11. Contact Us

If you have any questions or about the Privacy Policy or your data rights, please contact us at:

Email: ambuj.website@gmail.com